Hi, I’m Ashley Luster, a licensed mortgage professional dedicated to helping individuals and families find the right home financing solutions. With over a decade of experience in mortgage lending, I’ve guided clients through every stage of the process — from first-time home purchases to strategic refinancing that saves thousands.
I believe the mortgage process should be clear, stress-free, and empowering. My clients know me for honesty, quick communication, and a genuine passion for helping people achieve financial stability through smart lending.
Every client has a unique story. I take time to understand your goals and tailor your mortgage options to fit your life.
Transparency You Can Trust
I believe in open communication — no hidden fees, no surprises, just honest guidance.
Fast, Smooth Approvals
With efficient systems and strong lender relationships, I help you move from application to closing quickly and confidently.
Experience You Can Count On
I’m committed to ongoing education and staying ahead of mortgage trends, ensuring my clients always receive the best advice and options available.
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Licensed Mortgage Loan Originator NMLS #654709
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Member of the National Association of Mortgage Brokers
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Partnered with top lenders to provide a wide range of loan products
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Hundreds of successful home loans closed across North Carolina and beyond
TESTIMONIALS
what our clients are saying
Ashley made the refinancing process so easy! She explained every detail and helped us save over $300 a month.
Jasica M.
February 2025
Professional, patient, and so knowledgeable — she made our first home purchase a wonderful experience.
Isabella K.
February 2025
Ashley made the entire process effortless. She explained every step clearly, found us the best rate, and stayed in touch from start to finish.
James thomas A.
February 2025
LET'S TALK
Ready to Start Your Journey?
Let’s find the perfect mortgage solution for your goals. Whether you’re buying, refinancing, or exploring your options — I’m here to help every step of the way.